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Senior Risk and Decision Engine Analyst

Advertiser
Harnham
Company
Harnham
Date Posted
6th October 2016
Reference
VAC-22613
Category
Credit Risk
Location
Pennsylvania, Philadelphia
Salary
$70,000 to $90,000 Per Annum
Contract Type
Full Time

THE COMPANY:

This is a chance to work for one of the largest and most successful consumer finance companies in the world. They have a presence in North America, UK & Mainland Europe and operate across over a thousand retail storefronts as well as a huge presence in the digital space. This company specifically focus on short term lending and have become the market leader in this industry.

THE ROLE:

You will be in working with Information Technology to streamline risk strategy implementation. This position is also responsible for coding and maintaining the North America's credit risk strategies through decision engine (such as Zoot). You will also be contributing to development and performance tracking of underwriting strategies for US and Canada lending products across all channels, including approve/decline decision making, line assignment, loan refinance, and loan modification.

RESPONSIBILITIES:

  • Senior member of North America Credit Risk team that has ownership over NA credit decision engine development and maintenance.
  • Responsible for implementing and maintaining changes to underwriting, including: approve/decline, loan $ assignment, loan refinance, credit eligible criteria for marketing, risk based pricing, etc…
  • Review and monitoring of the loan portfolio including delinquency & charge-off, yield analysis, concentrations of credit, etc.
  • Customer for proprietary model (scorecard) development to better predict credit risk of applicants and existing customers

INTERESTED? HOW CAN YOU APPLY?

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